Rahul Bagal is Co-Founder & Director of IncubXperts, which he started in 2017. He leads the company's technology and delivery for clients adopting AI agents, copilots and cloud-native platforms. His career began in 2003 as a developer in Pune. By 2005 he was building GPS dispatch and city-scale cab routing for 60,000 commuters. He then led telecom applications for the Bharti project at IBM, and spent nearly ten years at Fiserv building bill-payment products, including a year onsite in Dallas. He is PMP-certified and holds Microsoft Azure and .NET certifications. He writes field notes on shipping software with AI agents at 24x7code.com, and built dalimb.com, a free Marathi-first service for pomegranate farmers.
Outside work I'm a high-tech farming enthusiast and IoT tinkerer. I cycle, hike the forts around Pune, and photograph the places I travel to for iphotic.
Experience
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IncubXperts
Co-Founder & Director · Pune, India · Wilmington, Delaware
Co-founded an AI-native engineering and software partner. Leads technology and delivery for clients adopting AI agents, copilots and cloud platforms.
- AI adoption and strategy, agentic solutions, cloud and AI infrastructure
- Delivery across payments, billing, telecom and IoT
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Fiserv
Systems Analyst to Technology Leader · Pune, India · Dallas, Texas
Nearly ten years building bill-payment products, from hands-on development to leading programmes and teams.
- Onsite coordinator and project lead for the product innovation team in Dallas, 2009 to 2010
- Technical lead for bill-payment products, then technology manager from 2012
- SEPG and CMMI Level 5 process assessments
- "Walk The Talk" annual award, 2011
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IBM
IT Specialist · Pune, India
Lead developer for telecom applications on the Bharti project, owning solution architecture and delivery across the SDLC.
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Arya Omnitalk Wireless Solutions
Deputy Manager, Software Development · Pune, India
Technical lead for GIS and GPS products.
- Built ride-hailing style GPS dispatch for a New Delhi cab operator, with a central call centre routing the nearest cab
- Built cab routing for 60,000 employees across 12 shifts, optimising the number of cabs
- Built GPS bus tracking with distance-based vendor invoicing
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Megh e-Biz.com
Software Engineer · Pune, India
Backend developer and analyst. Stored procedures, triggers, testing and deployment.
Education
Bachelor of Engineering, Electronics and Communications
Shivaji University
Certifications
- Project Management Professional (PMP)
- Microsoft Certified: Azure Fundamentals
- Microsoft: Developing Web Applications with Visual C# .NET
- Anthropic: Claude 101 · Introduction to agent skills
Languages
Marathi, Hindi, English
Press kit
For organisers and editors. Copy any bio as is, or ask me for something tailored.
Co-Founder & Director at IncubXperts. Leading AI-native delivery for enterprises and writing about it at 24x7code.com.
Rahul Bagal is Co-Founder & Director of IncubXperts, an AI-native engineering partner with teams in Pune and Wilmington, Delaware. He has spent over two decades building enterprise software, including nearly ten years on bill-payment products at Fiserv and telecom applications at IBM. He leads IncubXperts' technology and delivery and writes about agentic software delivery at 24x7code.com.
Rahul Bagal is Co-Founder & Director of IncubXperts, which he started in 2017. He leads the company's technology and delivery for clients adopting AI agents, copilots and cloud-native platforms. His career began in 2003 as a developer in Pune. By 2005 he was building GPS dispatch and city-scale cab routing for 60,000 commuters. He then led telecom applications for the Bharti project at IBM, and spent nearly ten years at Fiserv building bill-payment products, including a year onsite in Dallas. He is PMP-certified and holds Microsoft Azure and .NET certifications. He writes field notes on shipping software with AI agents at 24x7code.com, and built dalimb.com, a free Marathi-first service for pomegranate farmers.
